YOUR TRUSTED ALLIES SINCE 1989 · HORIZON CITY, TEXAS
Hablamos español / (915) 852-0003
Allianze Insurance Agency — Your Trusted Allies Since 1989
Red semi truck pulling a white trailer on a desert highway in the El Paso area
COMMERCIAL TRUCKING INSURANCE · HORIZON CITY & EL PASO

Your business moves.
Your coverage should keep up.

Commercial trucking insurance for owner-operators and trucking businesses in the El Paso area. Talk with Allianze about liability, cargo, physical damage, and the coverage needs of your operation.

Owner-operators·Trucking businesses·English & Spanish assistance
COVERAGE BUILT AROUND YOUR OPERATION

More than a truck.
It’s your livelihood.

Your equipment, cargo, drivers, routes, and contracts all shape your insurance needs. Our team can help you discuss the coverage options that fit how your business operates.

Commercial truck on the road representing trucking liability insuranceFlatbed truck hauling secured cargo representing motor truck cargo insuranceSemi truck representing physical damage insurance for trucks and equipmentBox truck used for local and short haul deliveries
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Trucking Liability

Discuss coverage for third-party bodily injury and property damage arising from covered trucking operations. Our team can help you review the liability limits and documentation requested for your business.

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Motor Truck Cargo Insurance

Explore coverage for cargo transported by your business. Tell us what you haul, your typical shipment values, and your operating routes so we can discuss available options and important exclusions.

Ask about coverage needs for hotshot operations, higher-value commodities, and oversized or overweight loads.

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Physical Damage Insurance

Discuss protection for insured trucks and equipment against covered collision and other losses, such as theft or fire. Ask about custom parts, equipment values, deductibles, and standalone physical damage options.

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General Liability

Explore coverage for certain third-party injury or property damage claims connected with business operations outside the scope of commercial auto coverage.

Loading and unloading exposures can involve different policies. Ask our team how your specific operation should be reviewed.

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Workers’ Compensation

Discuss coverage needs involving employee work-related injuries and your business’s contractual requirements.

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Occupational Accident Coverage

Ask about occupational accident options for eligible drivers and owner-operators.

Occupational accident coverage and workers’ compensation are different products and are not interchangeable. Ask an agent to explain their benefits, limitations, and suitability for your operation.

SUPPORT BEYOND THE POLICY

Insurance questions.
Permit questions.
A place to start.

Starting a trucking business or reviewing an established operation can bring questions about insurance, permits, and filings. Tell our team how you operate so we can discuss the assistance available.

Discuss Your Operation ↗
Trucking permits and filing paperwork being reviewed at a desk
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Permit assistance

Ask about assistance with state and federal permits for your operation.

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TX DOT filings

Ask about assistance with TX DOT filing requirements.

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USDOT filings

Ask about assistance with USDOT filing requirements.

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MC number filings

Ask about assistance with MC number filing requirements.

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Insurance documentation

Bring your questions about insurance documentation for your business.

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Certificates & endorsements

Ask about Certificates of Insurance and review of requested endorsements.

WHO WE HELP

A conversation for every stage of your business.

Owner-operators

Businesses starting a trucking operation

Established trucking companies

Businesses with multiple trucks

Local and short haul operations

Hotshot operations

Tell us your vehicle types, operating radius, cargo, and experience. Coverage availability and underwriting requirements depend on the operation and carrier.

Certificate of insurance document for a trucking business
CERTIFICATES & POLICY SERVICE

The paperwork
matters, too.

A Certificate of Insurance or requested endorsement can be important when working with customers and brokers. Contact our trucking team to discuss certificate requests, policy documents, and endorsement needs.

Contact Trucking Services ↗Access Your Policy ↗
LET’S TALK ABOUT YOUR OPERATION

Request a trucking
insurance conversation.

Share a few details to prepare an email to our commercial trucking team.

TRUCKING LINE(915) 852-1788 ↗

Commercial Trucking / Brokerage. Consultations by appointment.

VISIT

14350 Horizon Blvd, Suite E
Horizon City, TX 79928

Coverage interests (optional)

This form opens your email app to prepare an inquiry. Review and send the draft to contact our team. Do not include Social Security numbers, payment information, driver’s license numbers, or other sensitive documents. An inquiry does not bind or change coverage.

Or email the trucking team directly
Or call the trucking line: (915) 852-1788

Trucking insurance questions?

What information should I have ready?

Your company name, number and types of vehicles, operating radius, cargo, and current insurance information can help start the conversation. The team will explain what additional information may be needed.

Can I ask about insurance for a new trucking business?

Yes. Contact the trucking team to discuss your operation and available options. Eligibility and requirements depend on the carrier and your business details.

Do you offer standalone physical damage options?

Ask our team about standalone physical damage options for your trucks and equipment. Availability depends on the vehicle, operation, and carrier.

Can you help with permits and filings?

Contact us about assistance with state and federal permits and TX DOT, USDOT, or MC number filings. Tell us how your business operates so we can discuss the assistance available.

How do I request a Certificate of Insurance?

Contact the trucking team at Process@Allianzeinsurance.com or call (915) 852-1788 to discuss your certificate request and any requested endorsements.

Is occupational accident coverage the same as workers’ compensation?

No. They are different products with different terms, benefits, and limitations. Ask an agent to explain the options relevant to your business.

Can I discuss personal insurance, too?

Yes. Allianze also offers conversations about auto, home, renters, life, and other insurance needs. Explore all insurance ↗

Can I visit the trucking team?

Trucking consultations are by appointment at 14350 Horizon Blvd, Suite E, Horizon City, TX 79928. Call (915) 852-1788 to arrange a visit.

Other ways to protect
what matters.

All insurance ↗
LOCAL PEOPLE. REAL CONVERSATIONS.

A little guidance.
A lot more confidence.

Let’s find the next step for you, your family,
or your business. English or Spanish.

Talk with our team ↗
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